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#1 Direct Lender for Home Equity

Unlock Your Home’s Equity and Get Cash Fast!

Your Equity is Your Income | NO Documentation Loans | Bank Statement Second Mortgages | Same Day Approvals

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    BBB A rating

    Our Process

    Get Approved Today!

    • NO Documentation Second Mortgage
    • Bank Statement Second Mortgage
    • Your Equity is Your Income
    • Direct Lender
    • All Credit OK
    • Same Day Approvals
    Family new home
    Not All Hard Money Loans are Created Equal. NO Doc means NO Doc!

    Why Choose A Hard Money Loan

    Get cash out Fast
    Consolidate your debt
    Purchase a house
    Get cash fast
    Remodel your home
    Start a Business

    Why Choose Us?

    We're Confident in Our Prices. If You've Found a Better Offer, We'll Beat It!

    What You Can Expect From Us

    Equity Based Closed End Second Mortgages

    No Doc | Bank Statement Options Available

    In today’s mortgage lending market, there are many requirements that make it difficult for some people to get approved for loans. Borrowers who have missed payments, experienced foreclosure, bankruptcy, or have low credit, are among those who have either been either shut out of the market or have strict limitations in their financing options. These events are reflected by numbers on paper, however, what isn’t reflected are the stories that led to them. An illness, divorce or the loss of a job are examples of situations that most mortgage lenders would overlook, but not at from OptionWide®. We understand the challenges you may have faced, and we also understand that all you need is a second chance.

    A Bank Statement Second Mortgage allows self-employed borrowers to use their personal or business bank statements from the past 12-24 months to prove their income to qualify for a loan and access the equity in their property.

    A No Doc Second Mortgage requires little or no documentation. Borrowers may not be required to provide proof of income or employment, and may only need to provide basic information such as property value and loan amount.

    You Can Expect:

    • 100% Transparency
    • NO Hidden Fees
    • NO FICO Restrictions
    • NO Income Requirements
    • Pre-Approval within Minutes
    • Same Day Approvals
    • Risk Free NO Obligation Quote
    • Fast Funding
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    What Our Customers Say

    Robert M. - Colorado

    I couldn't qualify for traditional financing due to bad credit so I applied with They were completely transparent with my loan options and guided me throughout the entire process.

    Laura S. - California

    I had been denied by another hard money lender but needed to get funded quickly. I called and they listened to my situation and started my loan process immediately. I got pre-approved within minutes and my loan funded in 7 days. Truly a reliable direct lender.

    David L. - California came up with solutions to meet both my short-term and long-term goals. They were knowledgeable, easy to work with, and made me feel comfortable through the entire process.

    Convinced to Try Us Yet? Receive a Free Quote Today.