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#1 Direct Lender for Home Equity

Unlock Your Home’s Equity and Get Cash Fast!

Your Equity is Your Income | NO Documentation Loans | Bank Statement Second Mortgages | Same Day Approvals

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Free No Obligation Consultation

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Our Process

Call or Apply Online

Talk to a license loan officer now or apply online. Get pre-approved in minutes.

Get Approved

Your property will be appraised, your loan application will be processed and approved based on your equity. When we say "NO Doc" we mean NO Documentation.

Get Funded

We can fund your loan in as little as 7 days. Seems too simple to be true? Try it out for yourself and Call Us Today!

Get Approved Today!

NO Documentation Second Mortgage
Bank Statement Second Mortgage
Your Equity is Your Income
Direct Lender
All Credit OK
Same Day Approvals

Apply Now (855) 501-5519

Not All Hard Money Loans are Created Equal. NO Doc means NO Doc!

Why Choose A Hard Money Loan

Why Choose Us?

Our Experience

We specialize in Home Equity. It's in our name. With over 100+ years of combined mortgage lending experience, our team of licensed loan officers are a resource of information that will help guide you through the entire loan process.

Our Approach

You’re more than just your credit score. We bring a responsible and reliable approach to hard money lending. NO Hidden Fees. 100% Transparent.

Our Promise

Our loans should work for you both short term and long term. We will devise with you a clear road map that simply will make sense and provide you with the control you need in order to gain the financial freedom you are seeking.

We're Confident in Our Prices. If You've Found a Better Offer, We'll Beat It!

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What You Can Expect From Us

Equity Based Closed End Second Mortgages

No Doc | Bank Statement Options Available

In today’s mortgage lending market, there are many requirements that make it difficult for some people to get approved for loans. Borrowers who have missed payments, experienced foreclosure, bankruptcy, or have low credit, are among those who have either been either shut out of the market or have strict limitations in their financing options. These events are reflected by numbers on paper, however, what isn’t reflected are the stories that led to them. An illness, divorce or the loss of a job are examples of situations that most mortgage lenders would overlook, but not at GuaranteedHomeEquity.com from OptionWide^®. We understand the challenges you may have faced, and we also understand that all you need is a second chance.

A Bank Statement Second Mortgage allows self-employed borrowers to use their personal or business bank statements from the past 12-24 months to prove their income to qualify for a loan and access the equity in their property.

A No Doc Second Mortgage requires little or no documentation. Borrowers may not be required to provide proof of income or employment, and may only need to provide basic information such as property value and loan amount.

You Can Expect:

100% Transparency
NO Hidden Fees
NO FICO Restrictions
NO Income Requirements
Pre-Approval within Minutes
Same Day Approvals
Risk Free NO Obligation Quote
Fast Funding

What Our Customers Say

Robert M. - Colorado

I couldn't qualify for traditional financing due to bad credit so I applied with GuaranteedHomeEquity.com. They were completely transparent with my loan options and guided me throughout the entire process.

Laura S. - California

I had been denied by another hard money lender but needed to get funded quickly. I called GuaranteedHomeEquity.com and they listened to my situation and started my loan process immediately. I got pre-approved within minutes and my loan funded in 7 days. Truly a reliable direct lender.

David L. - California

GuaranteedHomeEquity.com came up with solutions to meet both my short-term and long-term goals. They were knowledgeable, easy to work with, and made me feel comfortable through the entire process.

Convinced to Try Us Yet? Receive a Free Quote Today.

Apply Now (855) 501-5519