Call Today! (855) 501-5519

#1 Direct Lender for Home Equity
for Self-Employed

Unlock Your Home’s Equity and Get Cash Fast!

  • Borrow up to $550k
  • Credit Score Down to 660
  • All Occupancy Types OK
  • All Property Types
  • No Tax Returns, No W2 Needed
  • Use Personal or Business Bank Statements
  • 10, 15, 20 or 30-year Fixed
  • Same Day Approvals

Get Quick Quote Now!

Free No Obligation Consultation





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    Consolidate Debt | Remodel Your Home | Start a New Business | Purchase an Investment Property
    BBB A rating

    Get Approved Today!

    • Closed End Second Mortgages for Self-Employed
    • Qualify with Bank Statement Deposits
    • No Tax Returns
    • No W2s
    • Direct Lender
    • No Prepayment Penalties
     
    Apply Now (855) 501-5519
    Family in new home with second mortgage loan

    Closed-End Second Mortgages for Self-Employed

    Use Bank Statement Deposits as Income

    Take advantage of your home's equity with an Optionwide Financial Closed-End Second Mortgage. Borrow up to $550K and use the funds to purchase another property, make renovations, consolidate debt, or start a business.

    • Borrow $75k up to $550k
    • Credit Scores Down to 660
    • Recent Credit Events OK
    • All Occupancy Types OK
    • All Property Types
    • 10, 15, 20, or 30-year Fixed
    • Multiple Qualifying Options
    • No Reserves Required
    • No Prepayment Penalty

    Bank Statement
    Second Mortgages

    A Bank Statement Second Mortgage allows self-employed borrowers to use their personal or business bank statements from the past 12-24 months to prove their income to qualify for a loan and access the equity in their property.

    We're Confident in Our Prices. If You've Found a Better Offer, We'll Beat It!
    Apply Now (855) 501-5519

    Why Choose Bank Statement 2nd Mortgage

     
    Consolidate your debt
    Remodel your home
    Start a Business
     
    No Tax Returns, No W2s. We Do Not Care About Your Write-Offs Qualify With Your Bank Deposits.

    Why Choose Us?

    Our Approach

    Our Experience

    We specialize in Home Equity. It's in our name. With over 100+ years of combined mortgage lending experience, our team of licensed loan officers are a resource of information that will help guide you through the entire loan process.
    icon approach

    Our Approach

    We bring a common sense to our underwriting approach to mortgage lending. We understand that self-employed borrowers take advantage of their write-offs and can't provide traditional income documentation. So we use your monthly deposits to qualify you.
    icon promise

    Our Promise

    Our loans enable you to get the cash you need while keeping the low interest rate you have on your 1st mortgage.

    You Can Expect:

    • 100% Transparency
    • NO Hidden Fees
    • NO Tax Returns
    • NO W2s
    • Pre-Approval within Minutes
    • Risk Free NO Obligation Quote
    • Fast Funding
    happy couple with second mortgage loan
    We're Confident in Our Prices. If You've Found a Better Offer, We'll Beat It!
    Apply Now (855) 501-5519

    Our Process

    icon apply

    Call or Apply Online

    Talk to a license loan officer now or apply online. Get pre-approved in minutes.
    icon approved

    Get Approved

    Your property will be appraised, your loan application will be processed and approved based on your monthly bank deposits. Your Deposits is your Income.
    icon funded

    Get Funded

    We can fund your loan in as little as 21 days. Seems too simple to be true? Try it out for yourself and Call Us Today!

    What Our Customers Say

    Bank statement loan customer

    Robert M. - Colorado

    I couldn't qualify for traditional financing because of my write-offs so I applied with OptionWide. They were completely transparent with my loan options and guided me throughout the entire process and they didn't care about my write-offs. They used my monthly deposits as my monthly income.

    Laura S. - California

    I had been denied by another  lender but needed to get funded quickly. I called OptionWide and they listened to my situation and started my loan process immediately. I got pre-approved within minutes and my loan funded in 21 days. Truly a reliable direct lender.

    Easy pre-approval home loan customer
    Home loan solutions for customer

    David L. - California

    OptionWide came up with solutions to meet both my short-term and long-term goals. They were knowledgeable, easy to work with, and made me feel comfortable through the entire process.

    Convinced to Try Us Yet? Receive a Free Quote Today.
    Apply Now (855) 501-5519