License and Disclosure

GuaranteedHomeEquity.com is a web asset of Optionwide Financial Corporation, who is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Optionwide Financial Corporation, is a licensed mortgage lender.

National Mortgage Licensing System (NMLS) ID 1724453

State Licenses:

AZ:
Licensed by the Department of Financial Institutions #BK-1001150
CA:
Licensed by the Department of Real Estate ID 2058503
CA:
Licensed by the Department of Business Oversight under the California Finance Lender Law #60DBO92924
CO:
Mortgage Company Registration by the Division of Real Estate 2018
IL:
Licensed by the Illinois Department of Financial and Professional Regulation, Mortgage Banking Division License No. MB 6761481
OR:
Oregon Mortgage Lending License ML-5805
TX:
Texas Savings and Mortgage Lending Mortgage Company License NMLS No. 1724453 *
WA:
Washington Consumer Loan Company License #CL-1724453

Visit the NMLS access page for more information: NMLS Consumer Access Site

All loan applications are subject to underwriting guidelines and approval. Not all programs are available in all areas. Other restrictions may apply.

* TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.